OPay APK App is aplatform where you may earn and redeem award points for a variety of enticing deals. Users of the app can collect points and exchange them for discounts, gift cards, or goods.
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OPay APK – It is a platform for reward points that provides a variety of alluring offers that you may earn and receive rewards for. Users of the app can collect points and exchange them for discounts, gift cards, or goods. What are you still holding out for, then? Find out about all the wonderful perks and advantages you may get by utilizing this app with us right now! You can download the APK File from this page.

Download Opay APK For Android 1

Also, try out this app: ZaloPay APK

More About OPay APK

It is a platform where you may earn and redeem award points for a variety of enticing deals. Users of the Opay App Download can accumulate points and exchange them for deals, gift cards, or merchandise. So, do you still have to wait? With this app, get incredible prizes and perks right away!

Key Features of OPay APK

Hail a Bike (ORide):

With OPay App, you can get a bike and pay directly from your OPay account. Refer a friend to ORide and you will receive coupons for free trips with ORide.

Payment by scanning (OPay QR):

You can pay and receive money simply by scanning OPay QR code, without cash. It is very convenient, fast, secure and free.

Mobile data (airtime):

Buy airtime for your family or friends from any network using the OPay app.

Send and request money (transfer):

Choose from your address book or enter a phone number to send or request money for free.

Multiple financing options (add money):

Funding your portfolio is super easy. You can fund from your banking application or by adding your cards.

Cable TV (TV) subscribers:

You can pay for your GOTV, DSTV and STARTIMES subscription through OPay and the best part is that we don’t charge any convenience fees.

Electricity bill (electricity):

you can pay for your prepaid electricity with OPay and we don’t charge you a convenience fee.

Order food (OFood):

You can order food from your favorite restaurants from the OPay app.

Cash In/Without:

Find a nearby agent in the app to collect or withdraw money for non-bank users


Fund your Bet9ja and SupaBet wallet from your OPay

Call a bus (OBus):

You can hail an OBus bus for a safe, comfortable and convenient journey, which can make payment easier and ease the stress of traveling to Lagos.

Equity Investment (OWealth):

You can use OPay’s OWealth investment platform to invest where you can invest a minimum of N500 and get a return on your investment.

Download Opay APK For Android 2

Also, Check out this app: Phonepe Spoof APK

Also, there are some functions of this app are given below:

  • Nigeria’s top mobile payment platform, with over 10 million subscribers.
  • Bank transfers are free.
  • No service charge
  • Receive rewards while paying for airtime, bills, and other things.
  • Receive a physical debit card without cost, and benefit from free withdrawals and no card fees.
  • Take advantage of our Savings feature to earn up to 20% interest every year.
  • You can efficiently obtain credit whenever you need it, anywhere, thanks to OKash and Easemoni.
  • Create group chats with your loved ones on OPay App and talk with friends for free.
  • OPay places a high priority on safeguarding users’ private information, wallets, and information.

Download Opay APK For Android 3


 Various flexible savings tools

Earn up to 20% annual interest, benefit from expert money management and reach your goals faster by saving with OPay.

Property Savings:

You can save and earn daily returns of up to 15% annual interest when you keep your money with Owealth. Funds in OWealth can also be used for transactions

Fixed savings:

The Fixed Savings Plan helps you easily achieve specific goals or projects as you can save up to 7 days and earn up to 20% annual interest in advance with Fixed Savings.

Savings goals:

Target Savings allows you to save for specific goals such as weddings, new cars, new businesses, renting a home, tuition, vacations, etc., and earn up to 17% annual interest on your savings plan. You can save at the intervals you prefer and easily track your savings.

Vault Savings:

You can create a daily, weekly or monthly self-saving plan with Safebox and earn up to 15% annual interest on your savings and get a daily return of up to 8% annual interest on your savings.

For example:

  • Invest: ₦50,000 for one year
  • Interest amount: ₦50,000 x 15% x 365/365 = ₦7,500
  • Refund amount: ₦50,000 + ₦7,500 = 57,500
  • Note: Choose different products or terms, the annual interest rate may be different, but the calculation formula is the same.

Various loans


  • Duration: We will request returns from day 91 to day 365.
  • Loan amount: from ₦3,000 to KRW 500,000.
  • Interest: from a minimum of 0.1% to a maximum of 1% Our interest is calculated daily. The annual interest varies between 36.5% and 360%.
  • Creation Fee: Varies from ₦1,229 to ₦6,000 for a one-time fee

For example

  • The 91-day payment terms of the loan include a 41% processing fee and 9.1% interest.
  • For a loan processed with a principal amount of ₦3,000; the processing fee would be ₦1,229; the interest would be ₦273; the total amount would be ₦4,502.
  • The total amount payable in the first month would be ₦1,512; the processing fee would be ₦419; the interest rate would be ₦93.
  • The total amount payable in the second month would be ₦1,495; the processing fee would be ₦405; the interest would be SEK 90.
  • The total amount payable in the third month would be ₦1,495; the processing fee would be ₦405; the interest would be SEK 90.


  • Loan amount: NGN 3,000 to NGN 1,000,000.
  • Duration: We will request a refund from 91 days to 365 days.
  • Interest: 5% to 10% per month, 60% to 120% in April

For example

  • The loan’s payment terms of 91 days run with an interest rate of 5% per month.
  • For the loan arranged with a principal amount of ₦3,000, the interest would be ₦273; the total amount would be ₦3,273.
  • So the return for the first month would be ₦1091.
  • The return for the second month would be ₦1091.
  • The return for the third month would also be ₦1091.

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How to Download and Install the OPay APK on Android?

Our website ensures its users to protect against any malicious viruses and trojans. it is a hub of apps/games that can be and cannot be found on google play or paid services. only download your favorite stuff from our website. below are given a few steps that can be helpful to download and install:

  1. Click the Download Button below to start downloading “OPay APK”.  After the download is complete, find your ”APK file” in the downloads folder of your device.
  2. Before installing the app, make sure to allow third-party apps on Android Device. for this purpose, Go to Menu> Settings> Security> and enable Unknown Sources. this will allow your phone to install apps of sources that are downloaded from other third parties rather than the google play store.
  3. Now go to the “Downloads” Section in your browser and click/tap the APK file you have downloaded a few moments earlier.
  4. Give the permissions to the appearing request and proceed with further installation steps.
  5. that’s it.

Congrats: you have been installed your desired “OPay APK” on your Android Smartphone/Tablet. you’re now free to use and enjoy this app. it has amazing features to play with.

Note: Feel free to contact us regarding any problem while the installation process.

Is It Safe To Install APK?

If the OPay APK is present on Google PlayStore, the file is safe and legal. in other words, google play is counted as a vote of confidence.

However, Our all apps files are separately downloaded from the Google Play Store and tested one by one for viruses, malware, or malicious content on different devices.so, we are in full confidence about having no critical issue or direct problem in this provided file.

Moreover, we published hundreds and thousands of apps on our website CATEGORY Apps, Tools, which is updated with new available versions every day. besides this, we are adding many new apps. if you are an enthusiast and desperate android user try out FHM95 APK, KissAnime APK, Zefoy APK, Gspace APK, Nicoo APK, OnlyFans APK, Tekken 6 APK, Apklis APK, SyberTV APK.

WHAT’S new in OPay APK

  • All Bugs are Fixed.
  • New Features are Recently updated.
  • Virus and malware scanned/tested for all kinds of devices.
  • Latest and Old Versions are Provided.


  • Any version of the software can be downloaded directly from a third-party website. The majority of versions allow you to download whatever apps you like and provide an app package.
  • Download instantly without waiting for confirmation, unlike the Play Store.
  • The APK file will be downloaded and saved to your computer’s RAM or memory card. You can do so without downloading to delete and reinstall as often as you desire.


  • The app won’t be automatically updated.
  • Typically, Google has no influence over third-party software downloads.


we have walked you above the download link and complete guide of installation, Features, App information, and overview of OPay APK. Remember, we only Provide Official Apps and Games with Anti-ban Mods. Techproapk.com is designed for those who are enthusiasts about Android Apps but can’t afford the money. we share all the stuff free of cost.

Additionally, this page will also fulfill all your queries about your favorite games and Apps. on the other hand, all stuff is verified, virus scanned, and tested on various devices by our expert team.

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